diff --git a/app/Config/Constants.php b/app/Config/Constants.php
index 34f2a44..816c6ad 100644
--- a/app/Config/Constants.php
+++ b/app/Config/Constants.php
@@ -205,22 +205,30 @@ define('AUTH_ADAPTERS', [
 ]);
 
 define("MALLS", [
-  "support" => "support@idcjp.jp",
-  "master" => "master@idcjp.jp",
-  "title" => "Mall Master",
-  'card' => "TEST",
-  'payment' => [
+  "support" => getenv("mall.support") ?: "support@idcjp.jp",
+  "master" => getenv("mall.master") ?: "master@idcjp.jp",
+  "title" => getenv("mall.title") ?: "Mall Master",
+  'card' => getenv("mall.card") ?: "TEST",
+  'payments' => [
     'CookiePayment' => [
-      'token_url' => getenv("payment.card.pay2.token_url") ?: "{TOKEN 발행 URL}",
-      'token_id' => getenv("payment.card.pay2.id") ?: 'cookiepayments에서 발급받은 ID',
-      'token_key' => getenv("payment.card.pay2.key") ?: 'cookiepayments에서 발급받은 연동키',
-      'api_key' => getenv("payment.card.pay2.apikey") ?: "COOKIEPAY에서 발급받은 연동키",
-      'api_url' => getenv("payment.card.pay2.url") ?: "{요청도메인}/keyin/payment",
+      'token_url' => getenv("mall.payment.card.pay2.token_url") ?: "{TOKEN 발행 URL}",
+      'token_id' => getenv("mall.payment.card.pay2.id") ?: 'cookiepayments에서 발급받은 ID',
+      'token_key' => getenv("mall.payment.card.pay2.key") ?: 'cookiepayments에서 발급받은 연동키',
+      'api_key' => getenv("mall.payment.card.pay2.apikey") ?: "COOKIEPAY에서 발급받은 연동키",
+      'api_url' => getenv("mall.payment.card.pay2.url") ?: "{요청도메인}/keyin/payment",
     ],
   ],
   "banks" => [
-    ["name" => "신한은행", "account" => "계좌번호", "holder" => "예금주"],
-    ["name" => "국민은행", "account" => "계좌번호1", "holder" => "예금주1"],
+    'Shinhan' => [
+      "name" => getenv("mall.bank.shinhan.name") ?: "신한은행",
+      "account" => getenv("mall.bank.shinhan.account") ?: "계좌번호",
+      "holder" => getenv("mall.bank.shinhan.holder") ?: "예금주"
+    ],
+    'Kookmin' => [
+      "name" => getenv("mall.bank.kookmin.name") ?: "국민은행",
+      "account" => getenv("mall.bank.kookmin.account") ?: "계좌번호",
+      "holder" => getenv("mall.bank.kookmin.holder") ?: "예금주"
+    ],
   ],
 ]);
 
diff --git a/app/Libraries/Adapter/Payment/CookiePayment.php b/app/Libraries/Adapter/Payment/CookiePayment.php
index c503304..6d8bc0f 100644
--- a/app/Libraries/Adapter/Payment/CookiePayment.php
+++ b/app/Libraries/Adapter/Payment/CookiePayment.php
@@ -19,10 +19,10 @@ class CookiePayment extends Payment
         $adapter = new APIAdapter();
         $adapter->setHeader("content-type", "application/json; charset=utf-8");
         /* 토큰 발행 API */
-        $adapter->setURL(MALLS['payment']['CookiePayment']['token_url']);
+        $adapter->setURL(MALLS['payments']['CookiePayment']['token_url']);
         $adapter->setDatas(array(
-            MALLS['payment']['CookiePayment']['token_id'],
-            MALLS['payment']['CookiePayment']['token_key'],
+            MALLS['payments']['CookiePayment']['token_id'],
+            MALLS['payments']['CookiePayment']['token_key'],
         ));
         $token = $adapter->execute();
         /* 여기 까지 */
@@ -35,9 +35,9 @@ class CookiePayment extends Payment
     {
         $adapter = new APIAdapter();
         $adapter->setHeader("content-type", "application/json; charset=utf-8");
-        $adapter->setHeader("ApiKey", MALLS['payment']['CookiePayment']['api_key']);
+        $adapter->setHeader("ApiKey", MALLS['payments']['CookiePayment']['api_key']);
         $adapter->setHeader("TOKEN", $this->getToken());
-        $adapter->setURL(MALLS['payment']['CookiePayment']['api_url']);
+        $adapter->setURL(MALLS['payments']['CookiePayment']['api_url']);
 
         $datas = $this->getDatas();
         // array(
diff --git a/app/Views/front/billing/billing.php b/app/Views/front/billing/billing.php
index 8e54ec3..698d435 100644
--- a/app/Views/front/billing/billing.php
+++ b/app/Views/front/billing/billing.php
@@ -19,7 +19,7 @@
 			<td class="label">은행정보</td>
 			<td class="column">
 				<ul class="banks">
-					<?php foreach (MALLS['banks'] as $bank) : ?>
+					<?php foreach (MALLS['banks'] as $key=>$bank) : ?>
 						<li><?= $bank['name'] ?> , <?= $bank['account'] ?> , <?= $bank['holder'] ?></li>
 					<?php endforeach ?>
 				</ul>